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Author: Matthew Kane

Matthew Kane is the founder of Tidal Realty Partners, a Wilmington NC real estate brokerage. With deep local expertise across New Hanover County and the Cape Fear region, Matthew helps buyers, sellers, and investors navigate coastal Carolina real estate.

Can builders still get sewer permits in Brunswick County?

lake house — Logan Homes

For part of the county, yes. The state stopped approving new sewer line extension permits in November 2025, and the west side of the county is still unclear.

How much do I need to make to buy a house in Wilmington?

Office towers and the Cape Fear River waterfront in downtown Wilmington, North Carolina

To buy the median $448,000 New Hanover County home at 6.95% with 20% down, you need roughly $112,000 a year. A lender will approve you for less than that.

What does it cost to live in Southport NC?

A residential street in Southport, North Carolina, shaded by mature live oaks

Southport is not a budget coastal town, and the swings come from your tax districts and your insurance. Median asking price in ZIP 28461 is $499,000.

Are builder incentives in Wilmington actually worth it?

terrapin — Logan Homes

Usually yes right now: builder rates in the 3s and 4s beat a 6.95% market rate. What it is worth depends on how long you keep the loan.

How do I appeal my New Hanover County tax value?

Aerial view of Anchors Bend community in Wilmington NC

For the 2026 tax year the window closed May 14. The standard is what your house was worth on January 1, 2025, so build the case for next spring.

Wilmington NC Flood Zones and Flood Insurance: A Complete Guide

Aerial view of Carolina Beach North Carolina coastline

Your flood zone sets whether your lender requires coverage, not what you pay. What flood insurance actually costs across Wilmington, by zone and by town.

Is Southport NC a good place to retire?

Anglers on the fishing pier at Southport Waterfront Park, looking across the Cape Fear River toward Oak Island and the Oak Island Lighthouse

For many retirees, yes: a walkable downtown, a hospital in town, no state tax on Social Security. The trade-offs are the Wilmington drive and flood risk.

Is Wilmington a buyer’s market or a seller’s market?

Autumn Hall neighborhood Wilmington NC

This is a buyer’s market on time and terms across all three counties, and close to balanced on price. Your county and price band decide the rest.

Moving to Wilmington NC from New York: An Honest Guide

The Cape Fear River waterfront along downtown Wilmington, North Carolina

New Yorkers trade a $749,000 median list price for $475,000, a 6.85% state tax bracket for 3.99%, and 30 inches of snow for one.

Why isn’t my Wilmington house selling?

Nine times out of ten it is price, and the market moved under you. New Hanover homes now take 58 days to go under contract against 37 a year ago.

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