Matthew Kane - Tidal Realty Partners

Is Myrtle Grove a Good Place to Live in Wilmington NC?

Yes, if you want space and a 13-minute drive to Carolina Beach more than a walkable main street. The cost is Monkey Junction with no second way out.

Check four things: recorded legal access, the road maintenance agreement, your lender’s rules, and who actually plows, patches and paves it.

Open the estate with the Clerk of Superior Court first, then sell. NC law voids a sale by heirs made before the notice to creditors is published.

Honestly, below the county average, and which schools you get depends on which side of King’s Grant you buy on. Both elementary schools earned a D.

Your 3 percent loan does not move with you. At 7.32 percent, $400,000 financed costs about $2,748 a month and $589,000 in interest.

Buy what cannot be added without opening walls. Defer the cosmetic: $20,000 of upgrades at 7.32 percent costs about $29,500 in interest.

No. The federal requirement attaches to loans, not ownership. But three Wilmington situations make skipping it cost far more than the premium.

Fannie and Freddie charge an upfront fee of 1.125 to 3.875 percent on second home loans, and your lender collects it as a higher rate.

NC law requires one HOA document: a statement of unpaid assessments within 10 business days, for up to $200. Everything else is contract.

Topsail Beach is the quiet south end of Topsail Island: the nearest full grocery is 7.7 miles away and downtown Wilmington is 42 miles.